The natural next step after credit. Done-for-you capital placement through the 30–60 bank sequence. $100K to $150M for qualified entrepreneurs. 3–7 day execution for those who are ready.
If you came through Credit Advisory, this is where the work pays off. A clean profile is the prerequisite — FMA is the execution. You fixed the foundation. Now we build on it.
This is not a course. This is not a template. This is a done-for-you capital placement system — and it comes with five things no other funding company offers together.
If you're qualified, you get funding in 3–7 days. If you're not yet qualified, we get you there — and funding still lands, max 30 days. Either way, you get it. If the banks shut down in America while you're going through our process, we'd wait until they opened back up. We have a commitment to stay with you until the funding lands, no matter how long it takes.
We do the work so that you don't have to. You have a funding team whose sole job — all day, every day — is to do everything that leads to you getting the capital you want for your business and investments. You keep running your business. We run the bank strategy behind it.
When we're done, you're not dependent on us. You walk away with the exact 6–12 month roadmap we used to get you $50K–$500K+ — so you can run this process yourself, year after year, for yourself, your family, and your network. Imagine a map that shows you exactly how to get a person funded consistently and on demand. You get that map.
You'll know how to create unlimited personal and business funding cycles — without ever needing an agency. How to build a fundable profile year over year. How to score 10/10 on what matters most: relationships, income, inquiries, tradelines, sequencing, and timing. You're going to have credit for a long time. This map means you own it.
Great businesses have CFOs and credit departments. Now you have one too. We're like underpaid silent partners for your deals — keeping you focused on the right things, with progress communicated clearly so you never have to wonder where you stand. We're a text, call, Zoom, or Loom away.
Anything we've built over the last 5 years to help entrepreneurs track, manage, or maximize their relationship with money, credit, and funding — you get it. Just ask. Digital products ranging from $497 to $10,000, given to you completely free of charge as a bonus. This is 5 years of enterprise value, given to you just for working with us.
Every FMA client goes through the same sequence. No cutting corners. No skipping steps. This is why it works.
We review your full credit profile, banking history, business structure, and existing accounts. We identify what's working, what's blocking, and what needs to be addressed before we begin.
We build your personalized funding sequence — which lenders, in which order, with which products, at which timing intervals. Every decision is calculated to maximize approvals and minimize profile impact.
Before we hit the banks, we ensure your business credit infrastructure is in place — EIN, Dun & Bradstreet, business bank account, payment separation, and proper entity structure. Banks lend to businesses, not people.
We execute your applications through the proprietary 30–60 bank sequence — lenders organized by approval likelihood, product type, and timeline. We apply in waves so each approval strengthens the next.
After each round, we pull the updated profile, analyze what changed, and optimize the next wave accordingly. This is where experience pays off — knowing how to read what the banks are seeing and respond.
Approvals hit. Capital is deployed into your business. You get a full summary of what you were approved for, what to use it for strategically, and what your profile looks like for the next round of funding.
FMA is not a one-size-fits-all program. Every engagement is built around your actual profile — your credit, your business structure, your goals, and your timeline. Pricing is determined on your qualification call based on what your situation requires.
We review your credit, banking history, business structure, and existing accounts before we begin. You'll know exactly where you stand and what the realistic outcome looks like before committing to anything.
We build and execute your personalized 30–60 bank sequence — applications submitted, timed, and managed by the team. You focus on the business. We focus on the capital.
After each round, we analyze results, optimize the profile, and sequence the next wave. The relationship doesn't end at the first approval — it's built for multiple rounds of capital as your business grows.
Every FMA client gets access to the Excellence Activation Portal — a step-by-step preview of exactly how the funding process works from your first intake call to capital in hand. Get a preview before your qualification call so you know exactly what you're walking into.
No commitment required
Pricing is based on your profile, goals, and the scope of work required. It's discussed and determined on your qualification call — not before.
Schedule Your Qualification Call →These are clients who came through credit advisory first — and then executed through FMA. This is the full pipeline in action.
I used to think using credit meant I was broke. Now I see it's how I'm going to build something real for my son.
The support was important — knowing I could have my questions answered and get results at the same time.
For the first time in two years, I actually paid myself and wasn't scared to open my banking app.
FMA works for entrepreneurs who are profile-ready. If you're not there yet, Credit Advisory is the right first step. Here's what readiness looks like.
Credit score above 680 and trending clean. No active collections or recent charge-offs. Business entity established — LLC or Corp with an EIN. Business bank account open and seasoned. Some business revenue to show, even if modest. You've been through credit advisory or cleaned your profile on your own.
If your score is under 620, you have active derogatory marks, or your credit infrastructure isn't set up for institutional lending — FMA won't perform at its highest potential. Start with Credit Advisory → We'll get your profile to where it needs to be, then hand you off directly to the funding team.
You need a credit score above 660–680, no active collections or recent charge-offs, a legitimate business entity (LLC or Corp) with an EIN, and a business bank account. If you don't have those yet, Credit Advisory is the right first step — we'll get you there and hand you directly to the FMA team.
For qualified entrepreneurs who are profile-ready and have their documentation in order: 3–7 business days from application submission to approvals. Some products land faster. Complex deals or larger stacks take longer. We'll tell you the real timeline on your profile before we begin — never a generic promise.
It's a proprietary system of 30–60 lenders organized by approval likelihood, product type, credit bureau preference, and pull sensitivity. We apply in waves — starting with the highest-probability approvals and using those approvals to strengthen subsequent applications. This is why we don't apply blind and why our success rate is 90%.
Any credit application involves a hard pull, which temporarily impacts your score — usually 3–7 points per pull. Our sequencing is designed to minimize total pulls while maximizing approvals. We plan the sequence to protect your profile across rounds. This is one of the core advantages of a done-for-you approach over applying yourself without a strategy.
For most of the products in our sequence: no collateral required. Some lenders want to see business revenue or time in business, but many business credit products are credit-profile based. We assess your specific situation on intake and build the sequence around what you actually qualify for — not a generic template.
We tell you the realistic range before we begin based on your actual profile. If approvals come in lower than your target, we explain why, optimize the profile, and sequence the next round for a higher outcome. No business is guaranteed a specific number — but we give you an honest pre-assessment so you're never surprised.
Yes — and this is actually where the system really compounds. After your first round, your profile is stronger (new accounts, utilization established, payment history building). Platinum and Black tier clients get two to three rounds built into the engagement. After that, additional rounds can be arranged.
Apply today. We review your profile within 24 hours and tell you exactly what you qualify for — and what timeline to expect. No generic promises. No guesswork.